Our Business

Collateral Types Accepted

Commercial Shop Lots

Commercial building

Landed Real Estate

High Rise Real Estate

Land

Structured Lending Participation

Terms of Investment

Redeemable Cumulative Preference Shares (RCPS)

  1. A minimum 1 year subscription term.
  2. Interest rate 10—12% per annum.
  3. Auto renewal on yearly basis upon first maturity unless Company is notified with a termination notification by RCPS holders and it will take 3-6 months for the processing of redemption.
  4. Pre-mature termination (capital withdrawal in less than 1 year from contract start date) would only entitle investor to a redemption of full capital and half of their interest earned during the period of subscription.
  5. Company shall distribute 70% of net Kicker Profit (KP) from loan receiver’s defaulted asset liquidation as a Kicker Distribution (KD) to RCPS holders based on the following calculation:
    Kicker Distribution (KD) = Investment Coefficient (IC) x Kicker Profit (KP)Total

Investment Coefficient (IC)

InvestorInvestment AmountSubscription Period (month)Investment Weightage (IW)Investment Coefficient (IC)Edit
A
$A
TA
$AX TA
IWA/ Σ($nX Tn)
B
$B
TB
$BX TB
IWB/ Σ($nX Tn)
C
$C
TC
$CX TC
IWC/ Σ($nX Tn)
D
$D
TD
$DX TD
IWD/ Σ($nX Tn)
Total
Σ($nX Tn)

Contact us to learn more

about Real Estate Financing

IFA (registered with Securities Commission Malaysia) is building the financing infrastructure of tomorrow, working with great clients in building the best alternative financing in Malaysia.

Security

Registered Office Address: No. 6-1 Jalan Equine SF, Taman Equine Bandar Putra Permai, 43300 Sri Kembangan, Selangor, Malaysia.

Rakan Jaya Sdn. Bhd. (a subsidiary of IFA Bhd) is a registered money lending company under Akta Pemberi Pinjam Wang 1951 in Malaysia to legally operate the lending activities.

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